Today’s Scripture: For the love of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows. 1 Timothy 6:10

We all know the phrase, “Money talks.” From the world’s standpoint, it means that when you have money people will listen, and you will have power and influence. But, did you realize that money also ‘talks’ when it comes to God’s opinion of you? In fact, money says a lot. The Lord cares about how you handle your personal finances because it shows where you are at in your spiritual life. It proves whether or not you are willing to obey Him, put Him first in your life, be a good steward of what He has given you and so much more. So, I want to give you a few personal finance tips that have made a huge difference in my life:

  1. Know that you are either going to serve God or money. You cannot serve God and mammon. The word ‘mammon’ actually refers to the god of riches, which serves as a good depiction to us that the love of money is really the worship of an idol.(Matthew 6:24)
  2. Acknowledge the Source of everything—God. If you have this “It’s mine!” mentality, you don’t have the right attitude. God has given you whatever you have, has brought you into being, and owns the universe in which you live. He has gifted you with these things because He wants to see what kind of steward you choose to be. (James 1:17)
  3. Don’t bury what God has given you. Rather than laying up treasures on earth that are susceptible to loss, give to God, win souls, and serve with everything you have. Picture how motivated the children are in Awana when we put jewels in their crown badges. As adults, we need to be even more motivated by our love for our Savior. (Matthew 6:19‑21)
  4. Even before the law, there was tithing when Abraham gave a tenth to Melchizedek. I have purposed that I am never going to let an Old Testament saint outgive me! Giving is a way you can put the Lord first. God will protect you when you give and help you be more content. It is better to live on 90% of your income with God’s blessing than on 100% without it. (Malachi 3:8‑11)

If you were to show me your bank statement today, I could tell you where your heart is. But more importantly, friend, God already knows. Take a moment to think about what your money is saying to Him right now.

Devotional by Jim Scudder Jr.