Today’s Scripture: Honour the Lord with thy substance, and with the firstfruits of all thine increase. So shall thy barns be filled with plenty, and thy presses shall burst out with new wine. Proverbs 3:9-10

A woman once went to an upscale dinner with her husband and his extremely wealthy boss. On the way into the restaurant, the boss bent over and picked up something off the dirty street—it was a crusty, old penny. The woman wondered why he would bother with something so trivial. The question nagged at her throughout the evening until she had to ask, “Sir, why did you bother to pick up that penny?”

He handed the dirty penny to her and asked, “What do you see?”

She answered, “The United States of America.” He shook his head. “One cent?” she asked.

“Keep looking.” He replied.

“In God We Trust.” She responded.

“Exactly! If God drops a message right in front of me telling me to trust Him, who am I to pass it by?”1

We truly can trust God with our needs, our everyday lives and especially our finances. Because He cares about what we do with those pennies of ours, here are a few more tips that go hand in hand with yesterday’s Biblical personal finance points:

  1. Have a budget.If you have things allocated ahead of time, you will not reach the end of the month and wonder where all the cash went. Use a computer program, app, or ledger to help you keep track of your nickels and dimes. This will help you to be a responsible steward of what God has blessed you with and will ensure you have adequate funds for your tithe. (1 Corinthians 4:2)
  2. It is so easy to purchase things on impulse and get things you really don’t need. Without saving for life’s unexpected moments, you may find yourself unexpectedly stuck in a bad situation. (Proverbs 21:20)
  3. Avoid debt. Credit card debt is the worst. You waste so much money by neglecting to pay it off by the end of the month. That debt can bury you. Instead of overspending, learn how to make being frugal fun. Make a fun game with your family to see who can get the best deals. (Proverbs 22:7)
  4. Be generous. We have been given eternal life. Is everything about us or are we generous with God and other believers? We should strive to bless others as God has blessed us. (Proverb 21:25, 26)

At the end of the day, you may not bend down to pick up a penny, but I challenge you to purpose to bend over backward when it comes to investing in the kingdom of God.

Devotional by Jim Scudder Jr.